From January 1, 2026, the Reserve Bank of India will ban prepayment charges on floating rate loans, offering borrowers ...

Low home loan rates meet weak economy: home buyers should be cautious and judicious in using CPF funds Read more at The ...

A higher credit score, ideally 750 and above, can help you secure a better interest rate. It reflects your creditworthiness ...

FLRT offers a high 7% yield by investing in non-investment-grade floating-rate loans with a flexible strategy. See why FLRT ...

Choosing between floating and fixed-cum-floating home loans impacts your EMIs and risk. Know how each works, assess rate ...

Home, auto and corporate loans set to reduce as lenders trim minimum interest rate that they are allowed to charge on loans ...

The Reserve Bank of India (RBI) has announced that the interest rate on its Floating Rate Savings Bonds will remain unchanged ...

In a move aimed at boosting affordability and credit growth, the public sector lender has also waived the processing fee for ...

The move is expected to enhance credit flexibility and encourage competition among lenders. The RBI also directed that ...

RBI removes pre-payment charges on individual floating loans, boosting transparency and borrower flexibility from 2026 ...

The Reserve Bank of India (RBI) has issued new directions prohibiting regulated entities from levying pre-payment charges on ...

At first glance, the difference seems easy to grasp. Fixed-rate loans offer predictability—monthly EMIs remain unchanged over ...