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Kiah Treece is a former attorney, small business owner and personal finance coach with extensive experience in real estate and financing. Her focus is on demystifying debt to help consumers and ...

Editor's Note: APYs listed in this article are up-to-date as of the time of publication. They may fluctuate (up or down) as the Fed rate changes. CNBC Select will update as changes are made public.

E*TRADE offers a federally insured savings account with a good rate and no monthly fee. The institution — part of the Morgan Stanley Private Bank brand — also has a mobile app that lets customers ...